Business Services

We trust peoples

All the employees are more like friends, very helpful and nice.

James P., Owaneco

I have always felt welcome. All the staff are great to work with.

Donald B., Taylorville

Everything is outstanding. Keep up the good work.

Shirley M., Charleston

We have banked here for many years. Look forward to many more.

Robert R., Pana

The staff is personable, friendly and offers great service.

Betty O., Springfield

The PBT team are the best employees to do business with. We are so thankful for all the outstanding professional service the provide.

Russell R., Herrick

Your service is quite remarkable. It's the main reason I stay with and will remain with you.

Lenora P., Monticello

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Get in touch with us today so we can help you reach your financial goals.

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Branch Locations

Agricultural Loans

Protecting your agricultural investment as things change year to year is important to you and to your Business Banker at Peoples Bank & Trust. We understand the time and value put into your work and we can assure you that the business banker you work with will share those same interests. Our agricultural banking products offer options to maximize your farm’s capabilities. Our bankers live and work in the areas you farm and have expertise and knowledge to lead you down the optimal path. Call us today to set up an appointment to meet your personal Business Banker.

 

Agricultural Loan Products

Maintaining an agricultural business is unlike any other business out there and that’s why Peoples Bank & Trust has developed loans specifically tailored to the industry. Peoples Bank & Trust has an Ag Lending team with over 270 years of experience and has one of the largest Ag lending portfolios in Central Illinois. Our Business Bankers have the experience to guide and assist as you make plans for your ongoing growth and maintenance. Our agricultural loans can be used in conjunction with FSA loan programs. Whether your needs are ongoing or seasonal, working with your Business Banker will ensure the best path for your investment. Call us today.

 

Agricultural Seasonal Operating Loans
  • Loans for crop production, livestock operating expenses, and feeder livestock purchases.

 

Agricultural Capital Asset Loans
  • Loans for equipment and breeding stock.

 

Agricultural Real Estate Loans
  • Long term financing for the purchase or refinance of farm land as well as the construction of new facilities.

 

USDA - FSA and IFA Loan Programs
  • USDA - FSA Loan Guarantee programs - broader lending opportunities for production, equipment and real estate credit. Peoples Bank & Trust is one of 11 USDA-AFSA preferred lenders headquartered in Illinois.

 

Peoples Bank & Trust has significant experience working with these lending programs.

We are a locally owned and managed community bank. Decisions, products and services are tailored to meet your business and personal needs. You are assured prompt and confidential service.